Meanwhile, as the crypto market shows another collapse, or rather, is only preparing for one, Michael Saylor, CEO of Strategy, said in an interview yesterday that he is prepared to offer Bitcoin holders a return of 11.5% per year.

Saylor said that he was turning Bitcoin into a digital loan, offering an 11.5% annual yield. For those who are not ready to hold Bitcoin for the long term and face its sharp short-term volatility, Saylor is preparing to create a fixed-income instrument denominated in BTC.

This initiative, of course, sounds intriguing, especially against the backdrop of current market sentiment. Michael Saylor, known for his unwavering belief in Bitcoin, is again demonstrating a desire to make the cryptocurrency more accessible and attractive to a broader range of investors. An offer of a fixed 11.5% annual return could be a powerful lure for those who previously hesitated to risk funds because of the first cryptocurrency's high volatility.

Saylor noted that his thesis was simple: Bitcoin remained a base asset, and that a calmer, more familiar product could be built on top of it for the mass investor.

Turning Bitcoin into a digital loan with predictable income opens new horizons for investing. This could attract institutional investors, pension funds, and conservative depositors seeking stable passive income, while still holding a stake in an asset with growth potential. Saylor, essentially, proposes a bridge between the traditional financial world and the emerging world of digital assets, lowering the barrier to entry.

The investor and manager added that, even if Bitcoin grew only 2% per year, they believed they would be able to pay those dividends forever, noting that they had more than $50 billion in Bitcoin on the balance sheet as collateral. He said that if Bitcoin returned 0% per year, then in 50 years, they would have to change something.

Trading recommendations:

Regarding Bitcoin's technical picture, buyers are currently targeting a return to $69,100, which opens a direct path to $70,700, and from there to $72,500. The most distant target is the high around $74,600, surpassing which would signal attempts to return to a bull market. In case of a decline, I expect buyers at $67,200. A drop below that area could quickly push BTC toward $64,900. The furthest target there would be around $62,600.

Regarding Ethereum's technical picture, a clear hold above $2,098 opens a direct path to $2,175. The most distant target is the high near $2,238, breaking which would indicate strengthening bullish sentiment and a return of buyers' interest. In case of a decline, I expect buyers at $2,023. A return of the instrument below that area could quickly send ETH toward $1,936. The furthest target would be around $1,845.

What we see on the chart:

- Red lines indicate support and resistance levels where either a price slowdown or active growth is expected;

- Green lines indicate the 50-day moving average;

- Blue lines indicate the 100-day moving average;

- Light green lines indicate the 200-day moving average.

A crossover, or a price test of moving averages, typically either halts the move or sparks fresh market momentum.